Income Tax Calculator
Estimate your Indian income tax under the old and new regimes.
Deductions like 80C/80D apply to the old regime only.
Estimated tax (incl. 4% cess)
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- Taxable income
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- Tax before cess
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- Effective rate
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Rough estimate for FY 2025-26 (AY 2026-27). Not tax advice — confirm with a professional.
About this tool
Estimate your Indian income tax for FY 2025-26 (AY 2026-27) under both the new and old regimes, including the standard deduction and 4% cess, so you can compare which works out cheaper for you.
How to use it
- 1 Enter your annual income.
- 2 Choose the new or old regime.
- 3 Tick “salaried” to apply the standard deduction (and add 80C/80D deductions for the old regime).
- 4 See your estimated tax and effective rate.
Frequently asked questions
Which regime is better for me?
It depends on your deductions. The new regime has lower rates but few deductions; the old regime can win if you claim significant 80C/80D/HRA benefits. Compare both here.
Is income up to ₹12 lakh really tax-free under the new regime?
For FY 2025-26, the Section 87A rebate makes tax nil for taxable income up to ₹12 lakh under the new regime (₹12.75 lakh for salaried, after the standard deduction).
Is this exact?
It is a close estimate for typical cases. For surcharges on very high incomes or special situations, consult a tax professional.