SIP Calculator
Estimate the future value of your monthly mutual-fund SIP investments.
Estimated value
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- Invested amount
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- Estimated gains
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Estimates assume a constant rate of return; actual market returns vary.
About this tool
Estimate how much your monthly SIP (Systematic Investment Plan) could grow to, based on your investment amount, expected return and time horizon. See your total invested versus the estimated gains.
How to use it
- 1 Enter your monthly investment.
- 2 Enter the expected annual return.
- 3 Set the number of years.
- 4 View the estimated maturity value, amount invested and gains.
Frequently asked questions
How is the SIP value calculated?
It uses the future-value-of-annuity formula, compounding your monthly contributions at the expected monthly rate of return.
Are the returns guaranteed?
No. Market returns vary, so this is an estimate based on a constant assumed rate — actual results will differ.
What return should I assume?
Long-term equity mutual funds in India have historically returned roughly 10–12% per year, but past performance does not guarantee future results.